What to know about banking and financial services in Dubai

Setting up a bank account in Dubai is essential for managing your finances, whether you’re living here or investing from abroad. 

Opening a bank account

To open a bank account, you’ll need your Emirates ID, passport, and proof of residence such as an Ejari certificate or tenancy contract. Some banks may also require a minimum deposit.

Dubai banking services are offered by major institutions such as Emirates NBD, HSBC UAE, and Standard Chartered, all of which provide expat-friendly solutions and multilingual support.

Types of accounts

You can open a current account for easy access to  your funds and daily transactions, or a savings account to earn interest on your deposits.

Credit and debit cards from Dubai Banking Services

Once your bank account is active, you can apply for a debit or credit card. These are widely accepted across Dubai and online.

Many Dubai banking services include expat-focused credit cards with benefits such as airport lounge access, cashback offers, and discounts on luxury services.

ATMs and branches

Dubai offers a large network of ATMs and bank branches. Most locations provide services in English and Arabic, with 24/7 ATM access. For those living in well-planned communities such as Tilal Al Ghaf neighbourhoods, access to reliable banking and ATM services is readily available nearby.